Blackjack Strategy Double Your Bet When You Lose

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Each decision you make while playing blackjack has a positive or negative
impact on your potential profit or loss. Every situation you have while playing
has a single best way to play.

If you make the correct play it either makes you the most money in the long
run or loses the least amount of money in the long run. This is called basic
strategy.

Some hands lose money in the long run and some win in the long run, so your
job is to make the best possible play to maximize the wins and minimize the
losses.

When you read about the expected house edge in blackjack games based on the
rules the percentages are based on perfect basic strategy. If you don’t use the
proper strategy you give the house a higher edge against you. This can add an
extra one or two percent to the house edge, depending on how far from the proper
strategy you stray.

You can usually find blackjack games with rules that offer a house edge of
less than 1%, and can often find games with a house edge under a half percent.
If you don’t use basic strategy you can be playing with a house edge of 1.5% to
3% instead of a half percent.

This quickly adds up.

Here’s an example:

If your average bet is $100 and you play 100 hands per hour and you give the
casino and extra 1% you lose an extra $100 per hour. By giving them an extra 2%
it’s $200 per hour.

If you want to play blackjack the first thing you need to do is decide to
always make the best possible play.

You probably realize that there are hundreds of hands when you combine all of
the possible hands you can have with the different up cards the dealer can have.

The good news is that by using a simple chart you can quickly find the best
play. And you can use a strategy chart or card at the table while playing in a
live casino or when playing online.

If you play in a live casino some of the other players may try to pressure
you if you take too long to make a decision. But it’s none of their business and
you can play any way you want as long as you don’t hold up the game too long.

If you’re worried about holding up the game sit in the middle of the table or
to the dealer’s right hand side so you have longer before you have to act. This
gives you more time to consult your strategy chart before being force to make a
decision.

You don’t even need to memorize the best plays.

But with a little effort and time you can quickly memorize the most common
plays and in time memorize all of the best plays.

The next section has a chart and the following section has the hand by hand
explanations. Then you’ll find a section explaining a few ways to start
memorizing all of the plays.

Basic Strategy Chart

This is the most universal basic strategy chart and can be used in all
blackjack games with any rule combinations. A few small adjustments can be made
against certain rules combinations, but it becomes complicated to memorize
multiple charts. We’ve included a short section later explaining these
adjustments for the dedicated player.

The dealer’s up card is listed across the top. Your cards are listed down the
first column to the left. Simply go down the left column until you find your
cards and then go across to the column with the dealer’s card to find the best
play.

The key for each play is as follows:

  • Hit – Hit
  • Stand – Stand
  • DblH – Double
  • DblS – Double if permitted, otherwise stand
  • Split – Split
  • SplitD – Split if double after split is permitted, otherwise hit
  • SUR – Surrender if permitted, otherwise hit
Dealer Up Card
Your HandTwoThreeFourFiveSixSevenEightNine10Ace
2 – 2SplitDSplitDSplitSplitSplitSplitHitHitHitHit
3 – 3SplitDSplitDSplitSplitSplitSplitHitHitHitHit
4 – 4HitHitHitSplitDSplitDHitHitHitHitHit
5 – 5DblHDblHDblHDblHDblHDblHDblHDblHHitHit
6 – 6SplitDSplitSplitSplitSplitHitHitHitHitHit
7 – 7SplitSplitSplitSplitSplitSplitHitHitHitHit
8 – 8SplitSplitSplitSplitSplitSplitSplitSplitSplitSplit
9 – 9SplitSplitSplitSplitSplitStandSplitSplitStandStand
10 – 10StandStandStandStandStandStandStandStandStandStand
Ace – AceSplitSplitSplitSplitSplitSplitSplitSplitSplitSplit
TwoThreeFourFiveSixSevenEightNine10Ace
Soft 13HitHitHitDblHDblHHitHitHitHitHit
Soft 14HitHitHitDblHDblHHitHitHitHitHit
Soft 15HitHitDblHDblHDblHHitHitHitHitHit
Soft 16HitHitDblHDblHDblHHitHitHitHitHit
Soft 17HitDblHDblHDblHDblHHitHitHitHitHit
Soft 18StandDblSDblSDblSDblSStandStandHitHitHit
Soft 19StandStandStandStandStandStandStandStandStandStand
Soft 20StandStandStandStandStandStandStandStandStandStand
Soft 21StandStandStandStandStandStandStandStandStandStand
TwoThreeFourFiveSixSevenEightNine10Ace
Hard 4HitHitHitHitHitHitHitHitHitHit
Hard 5HitHitHitHitHitHitHitHitHitHit
Hard 6HitHitHitHitHitHitHitHitHitHit
Hard 7HitHitHitHitHitHitHitHitHitHit
Hard 8HitHitHitHitHitHitHitHitHitHit
Hard 9HitDblHDblHDblHDblHHitHitHitHitHit
Hard 10DblHDblHDblHDblHDblHDblHDblHDblHHitHit
Hard 11DblHDblHDblHDblHDblHDblHDblHDblHDblHHit
Hard 12HitHitStandStandStandHitHitHitHitHit
Hard 13StandStandStandStandStandHitHitHitHitHit
Hard 14StandStandStandStandStandHitHitHitHitHit
Hard 15StandStandStandStandStandHitHitHitSURHit
Hard 16StandStandStandStandStandHitHitSURSURSUR
Hard 17StandStandStandStandStandStandStandStandStandStand
Hard 18StandStandStandStandStandStandStandStandStandStand
Hard 19StandStandStandStandStandStandStandStandStandStand
Hard 20StandStandStandStandStandStandStandStandStandStand
Hard 21StandStandStandStandStandStandStandStandStandStand
TwoThreeFourFiveSixSevenEightNine10Ace

Expand | Shrink

Text Version and Vision Impaired

Many players use the chart listed above but a few players prefer to read the
correct plays. Having the correct plays written out also is valuable to people
who have vision problems and use software to hear what’s on the page.

We’ve listed the proper plays for each situation below in four sections.
Simply find the section that describes your hand and follow the instructions.

Hands with an Ace or Soft Hands

Any starting hand you hold with an ace is called a soft hand. A soft hand is
when you have an ace that can be used as a one or 11. In the following
combinations, if you have more than two cards, simply add the cards that aren’t
an ace.

This can happen when you start with an ace and a different side card and hit.
Starting with an ace two and receiving a four after hitting leaves you with ace
two four. Looking at the chart you look at the line for a soft 17. Using the
list below you look at the one for ace six because the two and four add up to
six.

  • Ace ace – Always split a pair of aces. Split aces as many times as allowed.
  • Ace two or soft 13 – You always hit with a soft 13 and double if allowed
    against a dealer five or six.
  • Ace three or soft 14 – Always hit and double against a five or six if
    allowed.
  • Ace four or soft 15 – You always hit with a soft 15 and double if allowed
    against a dealer four, five, or six.
  • Ace five or soft 16 – Always hit and double against a four, five, and six if
    allowed.
  • Ace six or soft 17 – Double against a three, four, five, and six if allowed
    and otherwise hit.
  • Ace seven or soft 18 – Stand against a dealer two, seven, and eight, hit
    against a nine, 10, or ace, and double if allowed against three, four, five, or
    six.
  • Ace eight or soft 19 – Stand at all times.
  • Ace nine or soft 20 – Always stand.
  • Ace 10 – Blackjack! Always stand.

Pairs

Whenever you have a pair for your first two cards you need to decide if you
should split.

  • Two two – Split against a dealer four, five, six, and seven, hit against a
    dealer eight, nine, 10, and ace, and against a dealer two or three split if you
    can double after split and hit if double after split isn’t allowed.
  • Three three – Play your hand exactly the same as two two. If double after
    split is allowed split against a dealer two or three, otherwise hit against
    these two cards. Hit against a dealer eight, nine, 10, and ace, and split
    against a dealer four, five, sis, and seven.
  • Four four – When double after split is allowed split against a dealer five
    and six, otherwise hit. Hit against all other dealer cards.
  • Five five – Never split fives. Hit against a dealer 10 or ace and double
    against all other dealer cards if allowed.
  • Six six – Hit against a dealer seven, eight, nine, 10, and ace. Split against
    a dealer three, four, five, and six. Split against a dealer two if double after
    split is allowed, otherwise hit.
  • Seven seven – Split against a dealer two, three, four, five, six, and seven.
    Hit against a dealer eight, nine, 10, and ace.
  • Eight eight – Always split eights.
  • Nine nine – Split against a dealer two, three, four, five, six, eight, and
    nine. Stand against a dealer seven, 10, and ace.
  • Ten ten – Always stand with a total of 20.
  • Ace ace – Aces should always be split. If you receive another ace on one of
    your split aces you should split again. Do this as many times as possible.

Hard Totals

A hard total is any hand that doesn’t have an ace where you can use it as a
one or 11. In any two card starting hand you can use an ace as either one or 11,
but after you hit one or more times you can reach a total where the ace can’t be
used as an 11 without busting. When this happens you hold a hard hand.

  • Hard four – The only hard four is a pair of twos. This is covered in the two
    two line under pairs. If splitting isn’t allowed then always hit with a hard
    four.
  • Hard five – Always hit with hard five.
  • Hard six – Hit against all dealer cards with a hard six.
  • Hard seven – Always hit with a hard seven.
  • Hard eight – Hit against all dealer totals with hard eight.
  • Hard nine – If double is allowed, double against a dealer three, four, five,
    or six, otherwise hit. Hit against all other dealer cards.
  • Hard 10 – When double is allowed, double against a dealer two, three, four,
    five, six, seven, eight, and nine, otherwise hit. Hit against a dealer 10 and
    ace.
  • Hard 11 – Double against any dealer car except an ace if doubling is
    permitted, otherwise hit. Hit against a dealer ace.
  • Hard 12 – Stand against a dealer four, five, and six. Hit against all other
    dealer cards.
  • Hard 13 – Stand against a dealer two, three, four, five, and six. Hit against
    a dealer seven, eight, nine, 10, and ace.
  • Hard 14 – Stand against a dealer two, three, four, five, or six and hit
    against seven or higher.
  • Hard 15 – Against a dealer two, three, four, five, and six you should stand.
    Against a dealer seven, eight, nine, 10, and ace you should hit.
  • Hard 16 – Stand against a dealer total of two, three, four, five, and six.
    Hit against all other dealer totals.
  • Hard 17 – Stand against all dealer hands.
  • Hard 18 – Always stand with a hard 18.
  • Hard 19 – Stand against all dealer hands.
  • Hard 20 – Always stand with a hard 20.
  • Hard 21 – Stand against all dealer totals.

Surrender

If surrender is allowed you should surrender with a hard 15 against a dealer
10 and with a hard 16 against a dealer nine, 10, or ace. If surrender isn’t
allowed then hit in these four situations.

Adjustments for Different Rules

The chart and instructions above are designed for a game where the dealer
stands on a soft 17. If you play in a game where the dealer hits on a soft 17
you can make the following adjustments.

As we mentioned above, it can be complicated to keep two different charts
straight in your mind so learning the first chart is best. However, there are
only six hands that change so it’s possible to learn and use the differences.

Split hands

Instead of splitting eight eight against a dealer ace,
surrender if allowed, otherwise split.

Soft hands

With a soft 18 against a dealer two and with a soft 19 against a
dealer six double if allowed, otherwise stand.

Hard hands

With a hard 11 against a dealer ace double if allowed, hit
otherwise. With a hard 15 against a dealer ace surrender if permitted, otherwise
hit. With a hard 17 against a dealer ace, surrender if permitted and otherwise
stand.

Insurance or Even Money

Notice that there’s not a single hand that recommends taking insurance or
even money. This is because taking insurance is always a losing proposition.

When the dealer has an ace showing you have the option of making another bet
equal to the size of your first bet that pays two to one if the dealer has a 10
hole card. If you take insurance and the dealer has a 21 you lose your first bet
but get double on your second so you break even.

But when the dealer doesn’t have 21 you lose the insurance bet and your first
bet plays out as normal.

On the surface this may seem like a good bet, but a simple look at the math
behind the bet shows why you should never take insurance.

When the dealer has an ace showing she has a blackjack any time a 10, jack,
queen, or king is her down card. This means four of the 13 possible cards pay
off on the insurance bet.

But this also means that the other nine cards, two through nine and ace, make
you lose the insurance bet. This is a ratio of nine to four, with nine losing
cards and four winning cards. But the bet only pays two to one.

The odds of nine to four is worse than two to one, so it’s a losing bet.

Forget your normal hand because it doesn’t have anything to do with the
insurance offer. Insurance is just a bet on what the dealer has as a down card.
And since it’s offered at bad odds you can now see that it should be avoided.

This is just another way the casinos try to be sneaky and build a bigger long
term edge against you.

How to Memorize Basic Strategy

The easiest way to start memorizing basic strategy is to use the chart
provided above to make every playing decision. As you play you’ll start
recognizing the correct play for most hands before checking your chart.

Sign up for a free account at one of our recommended online casinos and start
playing the free blackjack games. You can play over 100 hands per hour in most
cases so you can get a great deal of practice in a short amount of time.

Eventually you’ll only need to check your chart on the most difficult plays
and if you play long enough all of the plays will come from memory.

The other way is more difficult for most players, but if you have a strong
mind for memory you can simply start memorizing the chart.

A quick tip is to group similar hands together.

Here’s an example:

All of the hard hands totaling four, five, six, seven, and eight are played
the same way. On all of these hands you always hit. If you’re playing a game
where doubling isn’t allowed, you can add all of the hard totals of nine, 10 and
11 to this. As a side note, you should avoid games where doubling isn’t allowed
as they have a higher house edge.

Other easy to learn hands include:

  • Always split aces and eights.
  • Soft 13 and 14 are played the same.
  • Soft 15 and 16 are played the same.
  • Soft 17 only has one dealer card played differently than soft 15 and 16.
  • Hard 13, 14, 15, and 16 are played the same unless surrender is allowed.
  • Hard 10 and 11 are the same except for one dealer card.
  • Two two and three three are played the same.
  • All of the hard totals 17 and above are played the same.
  • All of the soft totals of 19 and above are played the same.

The majority of hands are hard hands and the complete hard hand strategy is
fairly simple. Memorize it first and you’ll find that you won’t need to refer to
the chart often.

The next chart to memorize after you’ve mastered the hard hands is the soft
hands. Most of them are straightforward as well, with the main changes of
knowing when to double down.

Once you have the hard and soft hands memorized the splits will come easy to
finish out your mental chart. You only need to learn the split rules for twos,
threes, fours, sixes, sevens, and nines.

The main thing is to not be afraid that you can’t learn the chart and to get
started right away. Almost anyone can improve their results and reduce the house
edge with a small amount of effort and time.

Card Counting

If you learn how to count cards you can play with a small edge against the
house while playing blackjack. This page is about basic strategy so we aren’t
going to dig into the realm of card counting, but it does have quite a bit to do
with basic strategy.

Card counters learn perfect basic strategy before they start trying to learn
about counting. If you can’t put in the work to learn perfect strategy you have
no hope of being a successful card counter.

Once you master basic blackjack strategy then you should investigate card
counting to see if it’s something you might want to learn. Counting cards online
won’t get you an edge because the software shuffles the cards after each deal,
but if you play live it might be able to help you win or at least play a break
even game.

Conclusion

Learning and using blackjack basic strategy gives you the best chance to win.
It reduces the house edge as much as possible and helps you have more winning
playing sessions.

Most players don’t take the time to learn basic strategy, but if you use the
information above you can quickly start using the best play for every situation.
Use the tips in the how to memorize basic strategy section and you’ll be a
master in no time.

And don’t forget to use the chart provided as you’re learning. Once you get
used to it you can find the proper play in a second or two.

Ruta Rimkiene

In this article you'll find:

  • A basic Blackjack cheat sheet for beginners
  • An overview of the best Blackjack strategies to play online
  • Useful online Blackjack tips to increase your chances of winning

Let's face it - we've all looked for the best and the most effective strategy to win at blackjack.

More than once.

As a huge fan of Blackjack, I tried countless betting strategies.

I won big, I lost big. Luckily, all of this experience helped me to understand one thing: moderation is the key.

After all I've been through, I want to share my knowledge with you.

My goal is to maximize your winnings and to minimize your losses.

At the end of the day, we are all on the same boat:

We just want to beat the dealer and bring home as much money as possible.

Even though a fool proof blackjack strategy doesn't exist, the info below can help you play smart and win more.

Losing all your savings won't get you anywhere and will only make you hate casinos.

So, let's make the best out of your blackjack casino experience and help each other to you win more.

After all, the most important thing is to have fun. And the more you know, the more fun blackjack gets.

Check Out This Blackjack Cheat Sheet

First things first. Even though the most important thing that keeps you from losing big is money management - and as a poker player I assume you are A PRO at this - you also have to know the basic tactics to deal with cards effectively.

As you know, there are a few decisions you can take depending on your cards and the dealer's open card.

These decisions are:

  • Stand
  • Hit
  • Double
  • Split
  • Surrender

Sometimes, all it takes is basic logic.

Like you don't want to hit (ask for an additional card) if you have a 20, and you don't want to stand if you have only a 3.

However, things are not always that simple.

That's why our experienced team prepared a detailed blackjack chart to show you how to play every hand at blackjack.

Use it to know when it is recommended to hit, to stand, or to do something else.

Yes, you can use this basic blackjack strategy table when you play online blackjack for real money.

Whether you play virtual or live dealer games, you can (or better, you should) base your blackjack play on what's indicated on this blackjack cheat-sheet.

Alternatively, you can use this downloadable Blackjack basic strategy chart.

Hard totals
Dealer's card >2345678910A
Player's hand
17-20SSSSSSSSSS
16SSSSSHHSUSUSU
15SSSSSHHHSUH
13-14SSSSSHHHHH
12HHSSSHHHHH
11DhDhDhDhDhDhDhDhDhH
10DhDhDhDhDhDhDhDhHH
9HDhDhDhDhHHHHH
5-8HHHHHHHHHH
Soft totals
Dealer's card >2345678910A
A,8-A,9SSSSSSSSSS
A,7SDsDsDsDsSSHHH
A,6HDhDhDhDhHHHHH
A,4-A,5HHDhDhDhHHHHH
A,2-A,3HHHDhDhHHHHH
Pairs
Dealer's card >2345678910A
A,ASPSPSPSPSPSPSPSPSPSP
10,10SSSSSSSSSS
9,9SPSPSPSPSPSSPSPSS
8,8SPSPSPSPSPSPSPSPSPSP
7,7SPSPSPSPSPSPHHHH
6,6SPSPSPSPSPHHHHH
5,5DhDhDhDhDhDhDhDhHH
4,4HHHSPSPHHHHH
2,2-3,3SPSPSPSPSPSPHHHH

Key:
S = Stand
H = Hit
Dh = Double (if not allowed, then hit)
Ds = Double (if not allowed, then stand)
SP = Split
SU = Surrender (if not allowed, then hit)

Now that you have a basic understanding the different blackjack actions (which you can practice HERE for free), let's move to the best blackjack betting strategies.

A Conservative Blackjack Strategy: Win Little by Little

If you're a beginner, I completely understand your fear of high stakes.

I also wouldn't want to lose a fortune on my very first game.

Or on my second. And third one.

That would discourage me from playing blackjack ever again - or even visiting Las Vegas.

That's why I suggest you to use a conservative approach when it comes to betting in blackjack.

The main idea is this:

Raise your bet every time you win.

This strategy is based on the idea that wins and losses come in streaks.

You might lose five times in a row, but then, miraculously, win three consecutive bets.

I know, I know, blackjack is a game of chance, and the outcome is random.

BUT

My long-term experience says that there is a pattern. I just can't explain it logically.

Just look at some random sequences made with the probability theory in mind.

Usually, you can see some sort of streaks, and this can be applied to blackjack too.

So, all you need to do is raise your stakes little by little - but only when you win.

You can use our list of the best casinos to play blackjack online and test this strategy for free. Don't forget to use our strategy charts when learning how to win.

An Aggressive Approach to Blackjack: the Martingale Strategy

Now we're talking.

The Martingale blackjack strategy is my favourite.

This is a blackjack system that helps me win often - but only when I have a lot of money to invest on my games.

If you don't have at least $500 to gamble online - don't use it.

If you do - keep reading and get ready to have fun.

The Martingale strategy is completely different from the conservative blackjack approach.

You have to be brave to use this one.

It basically goes like this:

You double your bet… every time you lose.

Now that sounds like a downer.

How can you ever win if you keep losing - and losing more and more as you keep playing?

Listen.

Even if you lose lots of money on several consecutive losses, everything changes when you win.

As you've been doubling your bets, the one that brings you victory makes your bankroll grow to the point of covering the amount you lost before that happened.

However, there's one thing to keep in mind. One very important thing.

Once you go over your initial bankroll, STOP.

The Martingale blackjack strategy doesn't work when it comes to long gaming sessions.

There have been cases when I lost all my money, and that happened because I was greedy.

The best approach is to play blackjack often and stop immediately when you get some extra cash.

This way, you will benefit greatly in the long run and won't be left penniless at the end of the day.

You are very likely to win at least one hand per round of blackjack - and that's all you need when applying the Martingale blackjack strategy.

Just keep in mind that you need a big initial bankroll for this one.

You need to have enough money to keep doubling the bet until you finally beat the odds.

If you feel like it, you can practice this strategy on different blackjack variants to see, which one works best for you.

In case your betting limits are low - don't worry. The next blackjack strategy guide is for you.

1-3-2-6 Blackjack Betting System

The 1-3-2-6 blackjack betting strategy doesn't sound like the most exciting thing ever - especially after you've read about the Martingale strategy - but it can still help you a lot.

Blackjack Double Your Bet When You Lose

Double your bet when you lose in blackjack

Most importantly, it doesn't require to have an enormous bankroll, so that's a plus.

So, what do the numbers in the title of the strategy stand for?

Your bets after you win a hand of blackjack.

Double Your Bet When You Lose In Blackjack

In other words, you trigger this system after you win - and cut it once you lose.

This way, you won't lose all your money at once.

Once again, this blackjack strategy is based on the idea that winnings come in streaks.

Also, it gives you a systematic approach to your bets. You don't make your bets randomly and that gives you control over the game. Everything goes as planned - step by step.

Let's take a look at an example of the 1-3-2-6 blackjack strategy.

Say, your initial bet is $10. If you won blackjack game four times in a row, your betting pattern would look like this:

$10-$30-$20-$60

Of course, let's not forget that you would immediately cut this sequence if you lost.

You would then return to your original $10 and wait for another win.

You might ask, does 1-3-2-6 blackjack strategy really work?

Well, it helps.

It helps you manage your bets, not to overspend, and gives you an advantage when you hit a hot streak.

Even if your winnings might look like rookie numbers at the beginning, you'll have an advantage in the long run.

You can play blackjack for free at this Casino to see if this strategy works for you in reducing the house edge.

How to Win More at Blackjack: A Few Important Tips

Even though we all want to win at blackjack every time we play, it's impossible.

Luckily, you can maximize your winnings and make blackjack odds more favorable with a few simple tips that are as important as an effective blackjack betting strategy.

So, here's what you need to do to be a successful blackjack player:

  • Say NO to insurance. Blackjack insurance is probably the worst thing that could happen to this casino game. It's useless, money-draining, and should be thrown out the window immediately. Don't use it!
  • Keep the house edge in mind. You can't expect to win at blackjack every time you play. That's because it has a house edge which ensures that the casino has an advantage in the long run. The best method to avoid the house edge is to stop playing as soon as you win extra money.
  • Check the rules of blackjack every time you play. It comes as no surprise that such a popular game like blackjack has tons of different variations. Each of them has slightly different rules. Check them out before you make your first bet.
  • Choose 3:2 over 6:5 payout. Some casinos decide to cheat a little and make the payout 6:5 instead of the usual 3:2. Playing at such a casino means that you won't win as much as you should. Avoid casino sites, mobile casinos, and live casinos with bad payouts for blackjack players.

And now it's time to test all these best blackjack strategies in real life.

Also, use these tips and study the blackjack action strategy table. After a short while, you'll find yourself winning more and more.

However, the most important method to win at blackjack game is, once again, moderation.

No blackjack strategy will help you if you waste your winnings playing blackjack all day long.

You must quit as soon as you make even the smallest profit, or otherwise everything will go to waste.

If you play small, your winnings will accumulate, and you'll win big in the long run.

And that's the most important thing of all.

Finding a trustworthy room to play online poker can be a monumental burden. That's all the more true if you're just looking for a place to play poker for free. We've listed five of the best play-money poker sites to enjoy and help hone your skills.

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